Work out what you can afford
Rent is only part of the monthly cost. Work out the whole figure before you start viewing, so a property you like is one you can actually keep.
- The advertised rent, and what it does and does not include.
- Council tax, energy, water and broadband, unless the agreement says otherwise.
- The deposit and any holding deposit you will need up front.
More detail (3)
- What the advert must tell you
- The rent, the deposit and the property's energy rating are all published with the listing. Ask what is included in the rent rather than assuming.
- Money you need at the start
- A holding deposit to reserve the property, then the tenancy deposit and the first rent payment once you sign. All three are capped or controlled by law, and each is explained at the stage it applies.
- Costs through the year
- Council tax, utilities and contents insurance are normally yours unless the tenancy agreement states otherwise. Contents insurance covers your belongings; the building is the landlord's responsibility.